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Medical Malpractice Insurance

Medical Malpractice insurance

The medical professional – patient relationship is basically one of trust, regardless of the actual success or failure of the medical treatment. One of the main factors determining a patient's level of satisfaction to the treatment is whether or not one has the feeling of being respected as a person and treated as a human being. Once dissatisfied, patients are likely to make the medical professional accountable for the failure.

Solidarity Takaful Medical Malpractice Insurance provides Medical Malpractice protection to professionals with peace of mind in the knowledge that should they be faced with the prospect of litigation or prosecution, Solidarity Takaful will offer them every possible assistance and support in protecting the reputation of medical professionals.

What Is Covered?

Protects medical professionals against legal liability for breach of professional duty in the conduct of their professional practice.

Provides cover for:

  • Compensatory damages awarded against the medical professionals
  • Legal costs and expenses associated with defending legal actions.

Major Categories of Medical Profession Covered

  • Nurses.
  • Paramedics.
  • Dieticians.
  • Lab / Path Technicians.
  • Physiotherapists.
  • X-Ray Technicians.
  • Scanning Technicians.
  • Pathologists.
  • General Practitioners.
  • Paediatricians (Non-surgery).
  • Psychiatrists.
  • Nephrologists.
  • Radiologists.
  • Ophthalmologists (Non-surgery).
  • Dentists.
  • Pharmacists.
  • Surgeons, including Vascular/ Cardio-Vascular, Maxillofacial, Pediatric, Thoracic, ENT, Neuro, Orthopedic and Hematology
  • Obstetricians.
  • Gynecologists.
  • Ophthalmologists (Surgery).
  • Neurologists.
  • Cardiologists.
  • Anesthetists.
  • Urologists.
  • Plastic Surgeons.

Why we need Medical Malpractice Insurance?
  • With the advancement in medicine made in recent decades, it has brought new knowledge, treatment methods and hope to patients. On the other hand, risks have also increased significantly.
  • If a patient suffers bodily injury, sickness, illness, mental injury or death after relying on the advice of the medical professional, he/she or their legal representative has the right to sue for the loss.
  • Medical Malpractice Insurance covers medical professionals for negligent act, errors or omission arising from the rendering or failure to render medical services.
  • Cover for legal costs and expenses is important, therefore as litigation involving medical professionals is often complex and expensive. It is important that medical professionals have access to specialized and quality legal representation to safeguard their interest in the most effective way.
  • Solidarity Takaful Medical Malpractice Insurance is the solution that provides protection to medical professionals against potential legal suits which they may incur through the conduct of their medical activities or provision of medical services. Medical professionals can rest assured that Solidarity Takaful can offer them assistance and protection.

How to Obtain a Quotation
  • Interesting person should complete the Medical Malpractice proposal form in order to provide information relating to scope of services, annual fee income, claims history etc. for underwriting purposes.
  • Solidarity Takaful will provide a quotation based on the proposal form or will advise if any other information is needed.
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